MIS-SOLD MORTGAGES — TIME TO RECLAIM YOUR POWER!
INTRO: STOP GETTING PLAYED BY YOUR MORTGAGE
Mortgages are massive commitments, but too many people get trapped in deals that don’t fit — hidden fees, sneaky terms, and confusing clauses can wreck your financial plans. If your mortgage feels like a trap, it’s time to fight back and reclaim what’s yours.
“A mortgage must be affordable and suitable. Anything less? That’s on the lender.”
Check this from the Financial Services Compensation Scheme:
“Over 10% of mortgage holders got mis-sold. Many didn’t know the real cost or what interest hikes meant.”
- Confusing mortgage terms that hide fees.
- Pressure tactics pushing you into bad deals.
- Lack of straight talk on fees and rates.
GOT A CLAIM? LET’S CHECK.
If your mortgage deal left you in the dark or broke your budget, you might be owed big time. The lender’s job is to make sure you get it — clear, fair, and affordable.
Here’s your checklist — if you tick any, it’s game on:
- Mortgage was way out of your budget when you signed.
- Hidden fees or future costs you never saw coming.
- No clear explanation about interest rate changes.
- They pushed you into a bigger mortgage than you needed.
- They ignored your true financial situation — income, debts, all of it.
- You got sold “special” products (tracker, interest-only) that weren’t right.
MAKE YOUR MOVE — FILE THAT CLAIM
STEP 1: Hunt Down Their Complaints Page
Go to your lender’s website and find the Complaints section. This is your launchpad — contact details, instructions, everything you need.
STEP 2: Write Like a Warrior
Be sharp. Tell them how you were misled or kept in the dark. Back it up with proof — letters, documents, anything. This isn’t begging; it’s holding them accountable.
The lender has 8 weeks to respond. No reply or weak excuses? Contact the Financial Ombudsman Service:
www.financial-ombudsman.org.uk
STEP 3: Missing Info? Grab It With a DSAR
Ask for your data with a Data Subject Access Request. They have 1 month to hand it over. Include all your details — name, DOB, past addresses — force them to show their cards.
