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Pay Day Loans Mis-Selling Advice – Do You Have A Claim?

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Post: Pay Day Loans Mis-Selling Advice – Do You Have A Claim?

⚡ INTRO: DON’T GET TRAPPED BY BAD LOANS

Millions of people got caught by payday loans with hidden traps — no proper checks, sky-high interest, and sneaky fees. These loans drag you down instead of building you up. The FCA stepped in because lenders were giving loans to folks who couldn’t afford them.
“Payday loans should be fair and affordable.”

❓ DO YOU HAVE A CLAIM?

You might have been mis-sold a payday loan if:
  • The lender never checked if you could pay it back.
  • You felt pressured into signing up.
  • Your loan kept rolling over, piling up debt.
  • Interest and fees weren’t clear.
  • You had to borrow from others to cover it.

🏆 HOW TO CLAIM YOUR POWER BACK

Ready to stand up? Follow these steps:

STEP 1: Call Out the Lender

Write them directly. Include dates, amounts, and the impact the loan caused.

STEP 2: Hit the Financial Ombudsman

If the lender ignores you or says no within 8 weeks, escalate to the Financial Ombudsman Service.

STEP 3: Claim What’s Yours

If they agree you were mis-sold, you could get a refund plus compensation for stress and hassle.

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This site? It’s built for warriors — not whiners. We’re here to arm you with real-world info to help with deals you may not like and have been dragged into. We’ve got over two decades of street-level intel from the claims game and the financial trenches. But hey, we’re not your mum or your money manager — you use our tips at your own risk. You mess it up? That’s on you.

  1. No, this isn’t financial advice. We’re not FCA-regulated suits. We’re not liable if you jump without checking your parachute.
  2. This is our turf — our views, our words, our battle scars. Take what helps. Leave the rest.
  3. We don’t earn a penny from this forum. We’re not selling snake oil. Just helping you dodge the traps we’ve seen a hundred times before.
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