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Store | Credit Cards Mis-Selling Advice – Do You Have A Claim?

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Post: Store | Credit Cards Mis-Selling Advice – Do You Have A Claim?

🚀 INTRO: DON’T LET BAD CARDS BREAK YOU

Store and credit cards aren’t supposed to trap you in sneaky fees and crazy interest rates. But guess what? They do — and it’s time you spot the tricks before you get stuck. Know the signs, protect your wallet, and take control.

⚠️ MIS-SELLING DRAMA: WHAT THEY DON’T TELL YOU

  • No clear word on interest rates or how much you actually owe — shady!
  • Pressured into buying extra insurance or random add-ons you didn’t ask for.
  • Promises of card perks that are all hype, zero real value.
  • Credit limits set way too high — putting you in deep trouble.

💥 DO YOU HAVE A CLAIM? LET’S FIND OUT

Ready to fight back? You’ve got grounds if:

  • Nobody told you about crazy fees or sky-high interest upfront.
  • You were pushed into a card you didn’t want or can’t afford.
  • The lender didn’t check if you could really pay it back — total fail.
  • Your card bundled hidden charges or sneaky services you didn’t sign up for.

🛡 HOW TO STOP GETTING STUCK AGAIN

Step Action
Read the Fine Print Know your fees, interest rates, and payment terms before signing up.
Challenge the BS If they mis-sold you, file a complaint. The Financial Ombudsman’s got your back.
Borrow Smart Only take credit you can actually pay back — no excuses.

Stay sharp. Protect your cash. Don’t let these sneaky tricks hold you back. Your money, your rules.

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Financial Claims Experts

Welcome to our latest news page.  You'll find all the latest Credit and Store Cards advice and updates on holding lenders to account.

✔ How this forum works

It’s important you are clear on the purpose and limitations of the site. We’re an information sharing website, aiming to help people who may have been mis-sold financial products. We base our information on over 20 years of experience in financial services and claims sectors, but we can’t guarantee our insights are perfect for everyone. So do note you use the information at your own risk and we can’t accept liability if things go wrong.

  1. This info does not constitute financial advice, always do your own research on top to ensure it’s right for your specific circumstances and remember we focus on rates not service.
  2. We don’t as a general policy investigate the solvency of companies mentioned (how likely they are to go bust), but there is a risk any company can struggle and it’s rarely made public until it’s too late (see the Section 75 guide for protection tips).
  3. We often link to other websites, but we can’t be responsible for their content.
  4. Do note, while we always aim to give you accurate product info at the point of publication, unfortunately price and terms of products and deals can always be changed by the provider afterwards, so double check first.
  5. Always remember anyone can post on the Mis-sold Finance Guy forums, so it can be very different from our opinion.