🏠 MORTGAGE MADNESS — WAKE THE HELL UP!
🔥 INTRO: YOU GOT PLAYED BY THE BANKS
You signed for a mortgage thinking it was a golden ticket. But guess what? You got SUCKERED. Hidden fees. Tricky interest traps. The bank said “yes” when they should’ve said “NO WAY, BRO.” That’s not a fair deal — that’s a setup.
The FCA laid it out cold:
“Lenders must ensure that the mortgage they offer is affordable and suitable.”
And the FSCS slammed down the truth with this:
“Over 10% of mortgage holders were mis-sold. Most had no clue what the hell they signed up for.”
This is how they got you:
- They didn’t explain the small print — and it crushed you.
- You got pushed into a deal you couldn’t afford.
- Interest rates shot up — and you never saw it coming.
❓ DO YOU HAVE A CLAIM? HELL YES IF…
If the bank knew your finances were a dumpster fire but handed you the keys anyway — THEY. MESSED. UP. You don’t throw a brick to someone who’s drowning. And that’s what they did.
Here’s your red flag checklist — if this looks familiar, it’s time to GO OFF:
- You couldn’t afford the loan then — and you sure can’t now.
- They hid fees like a magician hides cards.
- No one explained how your payments would balloon.
- You were pushed into a deal way bigger than you needed.
- They ignored your real income and debts like they didn’t exist.
- They sweet-talked you into an interest-only trap — now you’re bleeding cash.
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YOU’VE BEEN WARNED: If any of that sounds like your mortgage journey, it’s time to unleash that beast mode and file your complaint. This ain’t about whining — it’s about justice. |
🧾 HOW TO CLAIM — DOMINATE THE SYSTEM
STEP 1: FIND THEIR COMPLAINTS PAGE
Go to your lender’s website. Hunt down the “Complaints” section like it’s leg day. That’s where you throw your first punch — email or post, doesn’t matter, just send it.
STEP 2: WRITE LIKE A MACHINE
Drop the fluff. Be savage. Tell them what they ignored. Hit them with facts, not feelings. Back it up with proof — docs, emails, contracts, even dates. You’re not asking for help — you’re laying down a challenge.
They’ve got 8 WEEKS to respond. If they ghost you or deny it like cowards, go straight to the top:
www.financial-ombudsman.org.uk
STEP 3: DON’T KNOW YOUR MORTGAGE DETAILS?
Blast them with a DSAR — Data Subject Access Request. It’s your legal weapon. Give them your full name, DOB, old address, anything they need. They’ve got 30 days to give up the goods. No excuses.
