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Hidden | Undisclosed Commissions Advice

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Hidden | Undisclosed Commissions Support and Advice

By David Turner

Learn about the mis-selling of loans with hidden commission and get advice on how to claim compensation, a refund, or other redress. This page explains the controversy clearly.

Published: 12/02/2025 – 11:59 | Updated: 12/02/2025 – 16:10

Hidden and Disclosed Commissions

The Heart of The Problem

Hidden or undisclosed commissions can result in higher costs for borrowers, as lenders may charge inflated fees or sell unsuitable loan products without full transparency. These commissions can influence advisors to recommend financial products that may not be in the best interest of the customer.

Higher Costs & Undesirable Loans

Undisclosed commissions can lead to:

  • Higher interest rates or fees added to the loan.
  • Loans that are unsuitable for the borrower's financial circumstances.
  • Lack of transparency in financial advice.
  • Hidden broker incentives that do not benefit the borrower.

Required Paperwork

To determine if you were affected by undisclosed commissions, review the following documents:

  • Your original loan agreement and terms.
  • Broker agreements and any fee disclosures.
  • Correspondence with financial advisors or lenders.
  • Bank statements showing loan-related payments.
  • Evidence of any undisclosed commissions or referral fees.

If you suspect you were affected by hidden commissions, seeking legal or financial advice may help you explore possible claims.

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If you have been lent finance that was too expensive, put you into prolonged hardship, or was promoted to you over more suitable products due to hidden commissions, then you might be entitled to claim compensation, returned interest, or have your debts reduced. Visit our community - you're not alone.
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The latest advice from our community...

If you have been lent finance that was too expensive, put you into prolonged hardship, you're not alone.

What my readers say...

“Thanks to the clear and detailed information on this website, I was able to identify that my mortgage had been mis-sold. With the step-by-step guidance provided, I successfully claimed compensation that lifted a huge financial burden off my shoulders. I can't recommend this resource enough!”
Emilia GardinerDebt Advice Guy Reader
Emilia Gardiner
“After reading the section on overdraft mis-selling, I realized I’d been charged excessive fees for years. The advice here helped me file a formal complaint, and I received a significant refund from my bank. The process was much simpler thanks to this site!”
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Ewan Reyes
“This website opened my eyes to the unfair terms hidden in my PCP car loan. With their advice, I was able to challenge my lender and reduce my balloon payment. I feel empowered and more financially secure now—thank you!”
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Darlene Klein

Common Hidden Commissions Debt Solutions

You are not alone and there is help

Hidden commissions on financial products can lead to unexpected costs and misinformed decisions, leaving many customers paying more than they should. If you’ve been impacted by undisclosed commissions or hidden fees on loans, insurance, or other financial products, this page is here to help you understand your rights and options. We provide guidance on how to identify hidden charges, the potential consequences of mis-selling, and the steps you can take to seek compensation. Our goal is to ensure you have the support and information needed to address any issues and protect your financial interests moving forward.

The only thing you should be locked into is gains — not finance contracts someone was paid to shove you or hide in your payments! Raging Frank

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