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Mis-Sold Pensions And investments Advice

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Sold Inadequate, Risky Or Low Returns Investments and Pensions?

By David Turner


Hold your financial advisor to account.  Get the latest advice for those who who been sold risky or underperformance pensions and investments.

Published: 12/02/2025 – 11:59 | Updated: 12/02/2025 – 16:10

Further Advice - Mis-Sold Pensions & Investment Claims

Overview

You Didn't Ask For This. But It Happened. You Were Told To Trust — A Firm Handshake, A Smart Suit, Maybe A Cup Of Tea. Instead, You Got Bad Advice. And That Bad Advice Cost You Money, Time, And Possibly Peace Of Mind. This Isn’t Just About Numbers. It's About What Could Have Been.

Examples Of Mis-Selling Look Like This:

  • Being Advised To Invest In High-Risk Products Without Proper Explanation
  • Being Kept In The Dark About Hidden Fees And Charges
  • Pushed Into Transferring Your Pension Without Clear, Honest Advice
  • Being Sold A Dream — Big Promises, No Guarantees
  • Recommendations That Didn’t Match Who You Are, Or What You Needed

Am I Eligible?

Think It Was Just A Bad Investment? It Might Be More Than That. Here Are Signs You’ve Been Mis-Sold:

  • You Were Told To Transfer Into A Pension That Didn’t Suit Your Life
  • You Were Not Clearly Told About The Risks
  • Your Advisor Didn't Really Know You — Or Pretended To
  • You Were Promised Outcomes That Sounded Too Good — And Were
  • The Product Didn't Fit Your Retirement Plans
  • You Found Charges You Were Never Warned About
Pension and Investment Claims Image

How To File A Claim

This Is The Bit That Can Make You Feel Powerless. But You Have A Voice — And Here’s How To Use It:

Step 1: Contact Your Provider

Go To Their Website. Find Their Complaints Section. Every Provider Is Required To Have One. Start There.

Step 2: Submit Your Complaint

Write It Down. Include The Facts. Use Evidence — Emails, Statements, Policy Documents. Send It All.

They Get 8 Weeks To Reply. No Response? Poor Response? Then You Escalate.

Step 3: Escalate To The Financial Ombudsman

Still No Justice? Go To The Financial Ombudsman Service. They’re There For You When No One Else Listens.

www.financial-ombudsman.org.uk

And Don’t Forget: You Can Also Request A Data Subject Access Request (DSAR) From Your Provider. This Gets You All The Info They Hold On You — They Have One Month To Respond.

Money Was Taken. Time Was Lost. But You Can Still Take Something Back. Start Today.

Further Advice - Mis-Sold Pensions & Investment Claims

Overview

You Didn't Ask For This. But It Happened. You Were Told To Trust — A Firm Handshake, A Smart Suit, Maybe A Cup Of Tea. Instead, You Got Bad Advice. And That Bad Advice Cost You Money, Time, And Possibly Peace Of Mind. This Isn’t Just About Numbers. It's About What Could Have Been.

Examples Of Mis-Selling Look Like This:

  • Being Advised To Invest In High-Risk Products Without Proper Explanation
  • Being Kept In The Dark About Hidden Fees And Charges
  • Pushed Into Transferring Your Pension Without Clear, Honest Advice
  • Being Sold A Dream — Big Promises, No Guarantees
  • Recommendations That Didn’t Match Who You Are, Or What You Needed

Am I Eligible?

Think It Was Just A Bad Investment? It Might Be More Than That. Here Are Signs You’ve Been Mis-Sold:

  • You Were Told To Transfer Into A Pension That Didn’t Suit Your Life
  • You Were Not Clearly Told About The Risks
  • Your Advisor Didn't Really Know You — Or Pretended To
  • You Were Promised Outcomes That Sounded Too Good — And Were
  • The Product Didn't Fit Your Retirement Plans
  • You Found Charges You Were Never Warned About
Pension and Investment Claims Image

How To File A Claim

This Is The Bit That Can Make You Feel Powerless. But You Have A Voice — And Here’s How To Use It:

Step 1: Contact Your Provider

Go To Their Website. Find Their Complaints Section. Every Provider Is Required To Have One. Start There.

Step 2: Submit Your Complaint

Write It Down. Include The Facts. Use Evidence — Emails, Statements, Policy Documents. Send It All.

They Get 8 Weeks To Reply. No Response? Poor Response? Then You Escalate.

Step 3: Escalate To The Financial Ombudsman

Still No Justice? Go To The Financial Ombudsman Service. They’re There For You When No One Else Listens.

www.financial-ombudsman.org.uk

And Don’t Forget: You Can Also Request A Data Subject Access Request (DSAR) From Your Provider. This Gets You All The Info They Hold On You — They Have One Month To Respond.

Money Was Taken. Time Was Lost. But You Can Still Take Something Back. Start Today.

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